Antique/Classic Vehicles

Antique/Classic vehicle policies are designed specifically for you, your car and your participation in the hobby. Our main specialty carrier, Hagerty Insurance,  has the coverage to meet your needs whether you own one car or one hundred, are restoring a vehicle, travel with your car, collect automobilia, or own valuable spare parts or tools.

Their policy allows limited pleasure use with no fixed mileage limits. Whether it’s a drive on a gorgeous summer day, a trip to the ice cream shop, attending club events or going to shows, you’re covered. If you have specific questions about usage, especially if you own a newer vehicle (generally 1990 and newer), we’re happy to discuss them with you.

These are full coverage policies that includes comprehensive, collision and liability and are written on an Agreed Value basis – you & the Carrier agree on the insured value, and in the event of a covered total loss, you’re guaranteed to receive that amount. This sets Hagerty apart from companies who offer “Actual Cash Value” or “Stated Value” policies, which may depreciate your vehicle in the event of a claim.

Hagerty Insurance has an in-house claims team that is the only one in the country to deal exclusively with collector vehicles. Their adjusters have been trained in the art of classic vehicle repairs. They even have a Parts Specialist on staff whose only job is tracking down the perfect replacement part for your collectible. Plus, they let you choose your own repair shop — and even pay you to do the work yourself.